.npx,.npx *{box-sizing:border-box}.npx{scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){.npx{scroll-behavior:auto}}.npx{margin:0;font-family:var(--nd-body);color:var(--nd-ink);background:var(--nd-cream);line-height:1.55;-webkit-font-smoothing:antialiased}.npx img{max-width:100%;height:auto;display:block}.npx a{color:inherit}.npx .wrap{max-width:1200px;margin:0 auto;padding:0 20px}@media(min-width:768px){.npx .wrap{padding:0 32px}}.npx h1,.npx h2,.npx h3{font-family:var(--nd-head);letter-spacing:-.02em;margin:0;line-height:1.05}.npx .h2{font-size:clamp(32px,4.4vw,52px);font-weight:750;max-width:18ch}.npx .sub{font-size:18px;color:var(--nd-muted);max-width:60ch;margin:14px 0 0}.npx .dark .sub{color:#c9c4b7}.npx .eyebrow{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;background:var(--nd-gold);padding:6px 12px;border-radius:999px;margin-bottom:18px}.npx .eyebrow-dark{background:rgba(255,206,47,.14);color:var(--nd-gold)}.npx .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:16px;text-decoration:none;border-radius:999px;padding:15px 26px;border:2px solid transparent;cursor:pointer;font-family:var(--nd-body);transition:background .2s,transform .2s}.npx .btn:hover{transform:translateY(-1px)}.npx .btn:focus-visible,.npx a:focus-visible,.npx button:focus-visible,.npx input:focus-visible,.npx select:focus-visible,.npx textarea:focus-visible{outline:3px solid rgba(255,206,47,.7);outline-offset:2px}.npx .btn-gold{background:var(--nd-gold);color:var(--nd-ink)}.npx .btn-gold:hover{background:var(--nd-gold-hover)}.npx .btn-dark{background:var(--nd-ink);color:#fff}.npx .btn-ghost{border-color:var(--nd-ink);color:var(--nd-ink)}.npx .btn-sm{padding:10px 18px;font-size:14px}.npx .btn-block{width:100%}/* nav */@media(min-width:900px){}/* hero */.npx .hero{padding:44px 0 56px;overflow:hidden}.npx .hero-grid{display:grid;gap:40px}.npx .hero h1{font-size:clamp(42px,6.4vw,80px);font-weight:780}.npx .hl{background:linear-gradient(transparent 62%,var(--nd-gold) 62%);padding:0 .06em}.npx .lead{font-size:18px;color:var(--nd-ink-2);margin:22px 0 28px;max-width:54ch}.npx .cta-row{display:flex;flex-wrap:wrap;gap:12px}.npx .hero-facts{list-style:none;padding:0;margin:34px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:10px;max-width:520px}.npx .hero-facts li{background:var(--nd-card);border:1px solid var(--nd-line);border-radius:var(--nd-radius-sm);padding:12px 14px}.npx .hero-facts b{display:block;font-family:var(--nd-head);font-size:20px;line-height:1.1}.npx .hero-facts span{font-size:13px;color:var(--nd-muted)}.npx .hero-phones{position:relative;height:440px;max-width:420px;margin:0 auto;width:100%}.npx .ph{position:absolute;width:200px;filter:drop-shadow(0 30px 40px rgba(16,16,16,.25))}.npx .ph-back{left:8%;top:30px;transform:rotate(-6deg)}.npx .ph-front{right:8%;top:0;transform:rotate(4deg)}.npx .hero-phones::before{content:"";position:absolute;inset:60px 0 0;background:var(--nd-gold);border-radius:40px;z-index:-1}.npx .chip{position:absolute;background:var(--nd-ink);color:#fff;font-size:13px;font-weight:700;padding:8px 14px;border-radius:999px;white-space:nowrap}.npx .chip-a{left:0;bottom:40px}.npx .chip-b{right:0;bottom:90px;background:#fff;color:var(--nd-ink);box-shadow:var(--nd-shadow)}.npx .dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--nd-gold);margin-right:6px}@media(min-width:960px){.npx .hero{padding:72px 0 90px}.npx .hero-grid{grid-template-columns:1.1fr .9fr;align-items:center}.npx .hero-phones{height:560px;max-width:none}.npx .ph{width:250px}}/* types */.npx .types{padding:72px 0}.npx .type-grid{display:grid;gap:12px;margin-top:36px;grid-template-columns:1fr 1fr}.npx .type{background:var(--nd-card);border:1px solid var(--nd-line);border-radius:var(--nd-radius-sm);padding:20px}.npx .type:last-child{grid-column:1/-1}.npx .type h3{font-size:19px;margin:12px 0 6px}.npx .type p{margin:0;color:var(--nd-muted);font-size:15px}.npx .ic{font-family:var(--nd-head);font-weight:800;font-size:13px;background:var(--nd-gold);border-radius:8px;padding:4px 8px}.npx .note{margin:22px 0 0;color:var(--nd-muted)}.npx .note a{font-weight:700;color:var(--nd-ink)}@media(min-width:960px){.npx .type-grid{grid-template-columns:repeat(5,1fr)}.npx .type:last-child{grid-column:auto}}/* dark */.npx .dark{background:var(--nd-ink);color:#fff}.npx .paths{padding:80px 0;border-radius:32px 32px 0 0}.npx .tabs{display:flex;gap:6px;background:#1f1f1f;padding:5px;border-radius:999px;margin:28px 0 20px;width:max-content}.npx .tabs button{font:700 15px var(--nd-body);color:#c9c4b7;background:none;border:0;padding:10px 22px;border-radius:999px;cursor:pointer}.npx .tabs button[aria-selected=true]{background:var(--nd-gold);color:var(--nd-ink)}.npx .path-grid{display:grid;gap:20px}.npx .path{background:#1a1a1a;border:1px solid #2c2c2c;border-radius:var(--nd-radius);padding:28px;display:flex;flex-direction:column}.npx .path[hidden]{display:none}.npx .tag{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--nd-gold)}.npx .path h3{font-size:clamp(28px,3vw,38px);margin:10px 0 8px}.npx .path>p{color:#c9c4b7;margin:0 0 24px}.npx .steps{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:14px;flex:1}.npx .steps li{display:flex;gap:14px;align-items:flex-start;background:#222;border-radius:var(--nd-radius-sm);padding:16px}.npx .steps span{flex:none;width:34px;height:34px;border-radius:50%;background:var(--nd-gold);color:var(--nd-ink);font:800 16px var(--nd-head);display:grid;place-items:center}.npx .steps b{font-size:16px}.npx .steps p{margin:2px 0 0;color:#a9a397;font-size:14px}.npx .path .btn{align-self:flex-start}@media(min-width:900px){.npx .tabs{display:none}.npx .path-grid{grid-template-columns:1fr 1fr;margin-top:40px}.npx .path[hidden]{display:flex}}/* benefits */.npx .benefits{padding:80px 0}.npx .ben-grid{display:grid;gap:14px;margin-top:36px}.npx .ben{background:var(--nd-card);border:1px solid var(--nd-line);border-radius:var(--nd-radius);padding:24px}.npx .ben h3{font-size:21px;margin-bottom:8px}.npx .ben p{margin:0;color:var(--nd-muted)}.npx .ben-lg{background:var(--nd-gold-tint);border-color:#f1e3a8}@media(min-width:720px){.npx .ben-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1024px){.npx .ben-grid{grid-template-columns:repeat(4,1fr)}.npx .ben-lg{grid-column:span 2}}.npx .dash{margin-top:14px;background:var(--nd-ink);color:#fff;border-radius:var(--nd-radius);padding:28px;display:grid;gap:22px}.npx .dash h3{font-size:26px;margin-bottom:8px}.npx .dash p{margin:0;color:#c9c4b7}.npx .dash-list{list-style:none;padding:0;margin:0;display:grid;gap:10px}.npx .dash-list li{padding-left:28px;position:relative;font-weight:600}.npx .dash-list li::before{content:"";position:absolute;left:0;top:4px;width:16px;height:16px;border-radius:50%;background:var(--nd-gold)}@media(min-width:900px){.npx .dash{grid-template-columns:1fr 1.3fr;align-items:center;padding:40px}.npx .dash-list{grid-template-columns:1fr 1fr}}/* proof */.npx .proof{padding:80px 0;overflow:hidden}.npx .proof-grid{display:grid;gap:44px}.npx .checks{list-style:none;padding:0;margin:24px 0}.npx .checks li{padding:6px 0 6px 30px;position:relative}.npx .checks li::before{content:"✓";position:absolute;left:0;color:var(--nd-gold);font-weight:800}.npx .stores{display:flex;gap:10px;flex-wrap:wrap}.npx .stores img{height:44px;width:auto}.npx .proof-phones{display:flex;gap:12px;justify-content:center;align-items:flex-end}.npx .proof-phones figure{margin:0;flex:1;max-width:220px;text-align:center}.npx .proof-phones figure:nth-child(2){transform:translateY(-24px)}.npx .proof-phones img{filter:drop-shadow(0 24px 30px rgba(0,0,0,.5))}.npx figcaption{margin-top:12px;font-size:13px;font-weight:700;color:#c9c4b7;letter-spacing:.06em;text-transform:uppercase}@media(min-width:1024px){.npx .proof-grid{grid-template-columns:.8fr 1.2fr;align-items:center}}/* faq */.npx .faq{padding:80px 0}.npx .faq-wrap{display:grid;gap:30px}@media(min-width:960px){.npx .faq-wrap{grid-template-columns:.8fr 1.2fr}}.npx .acc{display:grid;gap:10px}.npx .acc details{background:var(--nd-card);border:1px solid var(--nd-line);border-radius:var(--nd-radius-sm);padding:0 20px}.npx .acc summary{cursor:pointer;list-style:none;font-weight:700;padding:18px 30px 18px 0;position:relative}.npx .acc summary::-webkit-details-marker{display:none}.npx .acc summary::after{content:"+";position:absolute;right:0;top:12px;font-size:24px;font-weight:500}.npx .acc details[open] summary::after{content:"–"}.npx .acc p{margin:0 0 18px;color:var(--nd-muted)}/* apply */.npx .apply{padding:80px 0 96px;background:var(--nd-cream-2)}.npx .apply-grid{display:grid;gap:32px}.npx .small{font-size:14px;color:var(--nd-muted)}.npx .small a{color:var(--nd-ink);font-weight:700}@media(min-width:1024px){.npx .apply-grid{grid-template-columns:.75fr 1.25fr;align-items:start}.npx .apply-copy{position:sticky;top:110px}}.npx .form{background:var(--nd-card);border-radius:var(--nd-radius);padding:22px;box-shadow:var(--nd-shadow);display:grid;gap:22px}@media(min-width:768px){.npx .form{padding:32px}}.npx .seg{border:0;padding:0;margin:0}.npx .seg legend{font-weight:700;margin-bottom:10px}.npx .seg{display:flex;flex-wrap:wrap;gap:8px}.npx .seg label{position:relative}.npx .seg input{position:absolute;opacity:0}.npx .seg span{display:inline-block;padding:10px 16px;border:2px solid var(--nd-line);border-radius:999px;font-weight:600;font-size:14px;cursor:pointer}.npx .seg input:checked+span{background:var(--nd-ink);border-color:var(--nd-ink);color:#fff}.npx .seg input:focus-visible+span{outline:3px solid rgba(255,206,47,.7)}.npx .fg{display:grid;gap:14px}.npx .fg h4{margin:0;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--nd-muted)}@media(min-width:640px){.npx .fg{grid-template-columns:1fr 1fr}.npx .fg h4,.npx .fg .full{grid-column:1/-1}}.npx .fg label{display:grid;gap:6px;font-size:14px;font-weight:600}.npx .fg small{font-weight:400;color:var(--nd-muted)}.npx input,.npx select,.npx textarea{font:500 15px var(--nd-body);color:var(--nd-ink);background:#fff;border:1.5px solid var(--nd-line);border-radius:12px;padding:12px 14px;width:100%}.npx select[multiple]{padding:6px}.npx input:focus,.npx select:focus,.npx textarea:focus{border-color:var(--nd-ink)}.npx .flash{animation:fl 1s}@keyframes fl{0%{box-shadow:0 0 0 0 rgba(255,206,47,.9)}100%{box-shadow:0 0 0 14px rgba(255,206,47,0)}}/* footer *//* v2: panel */.npx .dash{grid-template-columns:1fr!important}@media(min-width:1024px){.npx .dash{grid-template-columns:1fr 1.1fr!important;align-items:start}}.npx .dash-cols{display:grid;gap:22px;margin-top:22px}@media(min-width:640px){.npx .dash-cols{grid-template-columns:1fr 1fr}}.npx .dash-cols h4{margin:0 0 12px;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--nd-gold)}.npx .dash-list{grid-template-columns:1fr!important;font-size:14px}.npx .panel-mock{background:#fff;color:var(--nd-ink);border-radius:16px;overflow:hidden;box-shadow:0 30px 60px -20px rgba(0,0,0,.6)}.npx .pm-bar{display:flex;align-items:center;gap:6px;background:#eceae3;padding:9px 12px;font-size:11px;color:var(--nd-muted)}.npx .pm-bar i{width:9px;height:9px;border-radius:50%;background:#cfcabb}.npx .pm-bar span{margin-left:8px;background:#fff;border-radius:6px;padding:3px 10px;flex:1;overflow:hidden;white-space:nowrap;text-overflow:ellipsis}.npx .pm-body{display:grid;grid-template-columns:110px 1fr;min-height:300px}.npx .pm-side{background:var(--nd-cream);border-right:1px solid var(--nd-line);padding:12px 8px;display:flex;flex-direction:column;gap:2px;font-size:12px}.npx .pm-side span{padding:5px 8px;border-radius:8px;color:var(--nd-muted)}.npx .pm-side .on{background:var(--nd-gold);color:var(--nd-ink);font-weight:700}.npx .pm-logo{font:800 11px var(--nd-head);letter-spacing:.08em;border:1.5px dashed #c9c4b7;border-radius:8px;padding:6px;text-align:center;margin-bottom:8px}.npx .pm-main{padding:14px;font-size:12px;min-width:0}.npx .pm-head{display:flex;justify-content:space-between;align-items:center}.npx .pm-head b{font:750 18px var(--nd-head)}.npx .pm-btn{background:var(--nd-ink);color:#fff;border-radius:999px;padding:5px 11px;font-weight:700;font-size:11px;white-space:nowrap}.npx .pm-tabs{display:flex;gap:6px;margin:10px 0}.npx .pm-tabs span{padding:4px 10px;border-radius:999px;border:1px solid var(--nd-line)}.npx .pm-tabs .on{background:var(--nd-ink);color:#fff;border-color:var(--nd-ink)}.npx .pm-main table{width:100%;border-collapse:collapse}.npx .pm-main th{text-align:left;color:var(--nd-muted);font-weight:600;padding:6px 4px;border-bottom:1px solid var(--nd-line)}.npx .pm-main td{padding:8px 4px;border-bottom:1px solid #f1eee6;white-space:nowrap}.npx .bar{display:block;height:6px;border-radius:3px;background:#eceae3;position:relative;min-width:50px}.npx .bar::after{content:"";position:absolute;inset:0;width:var(--w);background:var(--nd-gold);border-radius:3px}.npx .pm-wallet{margin-top:12px;display:flex;justify-content:space-between;background:var(--nd-gold-tint);border-radius:10px;padding:10px 12px}.npx .pm-cap{margin:0;padding:8px 12px;font-size:11px;color:var(--nd-muted);background:var(--nd-cream);border-top:1px solid var(--nd-line)}.npx .login-shot{margin:14px 0 0;border-radius:var(--nd-radius);overflow:hidden;border:1px solid var(--nd-line);background:#fff}.npx .login-shot img{width:100%}.npx .login-shot figcaption{margin:0;padding:12px 16px;text-transform:none;letter-spacing:0;font-weight:500;color:var(--nd-muted);font-size:14px}.npx .login-shot{max-width:860px;margin:28px auto 0}@media(max-width:560px){.npx .pm-body{grid-template-columns:1fr}.npx .pm-side{display:none}.npx .pm-main td,.npx .pm-main th{font-size:11px}.npx .dash{padding:20px}}.npx .btn-ghost-dark{border-color:#555;color:#fff}.npx .btn-ghost-dark:hover{border-color:var(--nd-gold);color:var(--nd-gold)}.npx .path .cta-row{align-self:flex-start}.npx .sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

.npx{line-height:1.55;color:var(--nd-ink);overflow-x:clip}
.npx p{margin-bottom:0}
.npx .btn{line-height:1.2}
.npx .btn-gold,.npx .btn-gold:hover{color:var(--nd-ink)}.npx .btn-dark{color:#fff}
.npx .alert-x{border-radius:var(--nd-radius-sm);padding:14px 18px;margin:16px 0;font-weight:600}
.npx .alert-ok{background:var(--nd-gold-tint);border:1px solid #f1e3a8}.npx .alert-err{background:#fde8e6;border:1px solid #f3b8b0}
.npx .err{color:#b42318;font-size:13px;font-weight:600}
.npx .is-invalid{border-color:#b42318}
.npx .fg label.hide{display:none}
.npx select[multiple] option:disabled{color:#b8b3a6}
.npx picture{display:contents}
/* v2: app_* phones are 1206x2622 (taller) */
.npx .hero-phones{height:480px}
@media(min-width:960px){.npx .hero-phones{height:600px}}